We understand that you may have some questions about our products/services. Below are some of the most frequently asked questions that we receive from our clients. If you don't see the answer to your question here, please feel free to contact us and we'll be happy to help!
Life insurance agents are required to be licensed by their state's insurance department, which typically involves passing a written exam. In addition to this initial licensing requirement, many agents also pursue additional education and training to deepen their knowledge of the industry and the various products available. Look for agents who have certifications such as Chartered Life Underwriter (CLU) or Certified Financial Planner (CFP) to ensure that they have a strong foundation in the industry.
Yes, a good life insurance company will provide ongoing support to help ensure that your policy remains appropriate for your needs over time. This may include regular policy reviews and updates, as well as access to resources such as educational materials and financial planning tools.
Life insurance can provide financial security and peace of mind to you and your loved ones, helping to ensure that they are protected in the event of your unexpected death. If you are the primary breadwinner for your family, life insurance can help replace lost income and provide for their ongoing needs such as mortgage payments, bills, and daily expenses. Additionally, life insurance can help cover final expenses and pay off any outstanding debts, easing the financial burden on your loved ones during a difficult time.
Using life insurance, business owners can protect their business, key employees, and facilitate ownership transfer. It can also fund retirement and provide supplemental income. An experienced agent can help determine the best strategies.